application for compulsory traffic insurance carried out in Turkey, is a legal obligation for vehicle owners. It is mandatory to contract a mandatory traffic insurance for each vehicle that will participate in the traffic, either second-hand or zero. In addition to mandatory traffic insurance, it is possible to obtain more complete guarantees compared to mandatory insurance with voluntary insurance.
<img class="aligncenter size-full wp-image-2340" src="http://www.bisigortaci.com/image/gif;base64,R0lGODlhAQABAAAAACH5BAEKAAEALAAAAAABAAEAAAICTAEAOw==" data-src="https://www.reviewinsurance.net/wp-content/uploads/2019/07/trafik-sigortasi-fiyat-sorgulama-islemi-nasil-yapilir.png" alt=" Optimal traffic insurance "width =" 680 "height =" 180 "/>
<img class="aligncenter size-full wp-image-2340" src="https://www.reviewinsurance.net/wp-content/uploads/2019/07/trafik-sigortasi-fiyat-sorgulama-islemi-nasil-yapilir.png" alt=" The most appropriate traffic insurance "width =" 680 "height =" 180 "/>
Especially when the subject is zero vehicles, traffic insurance, as well as insurance transactions without mentioning the pass. We can easily say that zero vehicles are vehicles that vehicle owners look like in the eyes. For this reason, it is possible to say that vehicle insurance is preferred by vehicle owners who buy zero vehicles. In some cases, you may even find that vehicle dealers offer gifts and campaigns, and insurance policies.
In addition, we would like to remind you that mandatory traffic insurance offers vary from company to company. The only thing that makes these proposals different is the difference in coverage, amounts and compensation limits, and the amount of the premium.
Can you obtain insurance offers for new vehicles without a license?
Even if a zero-kilometer vehicle has not yet been registered, it is possible to receive estimated insurance offers from companies. These offers apply to both mandatory traffic insurance and car insurance.
At this point, especially after buying a new car, it is quite logical that your first stop is the insurance company. It is also possible to find representatives of insurance companies in many dealerships and galleries where vehicles are sold. Thanks to these representatives, you can receive such offers instantly and can receive information about the offers prepared jointly with the dealer or the campaigns and special discounts from the insurance company.
However, in such places, it is more difficult for people to make the right decision at such meetings held on foot. Because in such cases, people do not have time to consider different options. In other words, a series of hurried gelen proposals may seem logical and advantageous at that time. For this reason, it is the method that will take you to the correct result by personalizing your time and analyzing as many options as possible.
The prices of traffic insurance premiums and zero vehicle traffic insurance are determined in accordance with ?
Although car insurance is mentioned with the name of the vehicle, the factors that most affect premium prices are human. In other words, the criteria that insurance companies give more importance in determining the price of insurance and insurance premiums are really related to the owner of the vehicle.
Criteria such as the age of the owner, the history of the accident and the city in which the vehicle is registered (hence the owner of the vehicle) are decisive factors. Apart from this, we know that factors such as the age of the vehicle, the model and the market value are already fixed from top to bottom with certain statistics.
At this point, when you buy zero vehicles, the final price is determined by adding other factors mentioned in the premium rate, which is already in a relatively high price band due to the fact that the vehicle is new. However, apart from the main elements mentioned here, it is possible to express the number of reasons that companies take into account.
Ex: The general traffic status of the city in which the vehicle is registered may be one of the variables used in these calculations. This can be explained by the fact that some cities have a higher risk of accidents than others.
Is it possible to transfer existing traffic insurance to zero vehicles?
When making mandatory traffic insurance for a new vehicle, a new policy is mandatory.
However, car insurance that provides flexibility in many areas has produced a solution in this regard. In consecuense; The difference between zero vehicles and the price difference of the previous vehicle and other criteria related to vehicles can be calculated and the insurance policy can be completed by making changes to the previous policy instead of renewing it completely.
If you do not wish to continue with your previous car insurance policy, you can also request cancellation of the policy. For this, a request that you have made along with the documents (sales – transfer) that you have removed from the old vehicle will be sufficient. At this point, you are entitled to a refund based on the number of days considered unused in the previous policy.
What source is the basis for determining the price of the vehicle in zero vehicle insurance transactions?
Since the vehicle is zero, the price taken into account to determine the price of insurance is the amount you pay when you buy the vehicle, that is, the sale price of the vehicle. The fact that the sale price of the vehicle is accepted as the price of the vehicle is valid when preparing both mandatory traffic insurance and car insurance.
However, if the vehicle is "zero" it is not considered in Uncategorized, that the second-hand statute of the process of determining the cost of the vehicle in the majority considering the list of Turkey Union of Insurers (TSB) It was created by and is the list of safe values announced to date.
Why should I prefer zero vehicles?
Comparisons between the zero vehicle and the second-hand vehicle are, as far as I am concerned, similar to the controversy between archrivals in football. There are many reasons for those who advocate two ideas that they are right. And although the titles of these reasons are common, their content can make a difference.
Then the same characteristics of the vehicles, interpreted differently. While one side thinks the price of the vehicle is high, the other side thinks it is unnecessary.
In the rest of the article, we explain these and other similar examples.
Why buy a new car more advantageous?
For example: "price" is one of the arguments frequently used by those interested in buying used cars. Yes, if we approach mathematically, we need to allocate more budgets for zero instruments. However, it has a valuable product that corresponds to this budget that you have allocated. In many cases, you get a clean, undamaged and guaranteed vehicle, which means you can drive in peace.
In addition, when buying zero vehicles, you have no confidence problem because transactions are made through companies and distributors. The car has no hidden damage or deficiencies, and you have the opportunity to examine it from driving tests to detailed analysis.
When this is the case, you run the risk of never being completely sure of the used vehicle.
Again for these reasons, if we return to the question of prices; Second-hand vehicles, which we perceive as cheaper, should take into account the malfunction they will have due to their age or other reasons that you do not notice. Because the long-term costs of these may be more than the amount you will spend for zero vehicles.
Fuel savings with new vehicles
With the rapid development of technology in the automotive sector, we are talking more about hybrid engines and low fuel vehicles.
In this context, it is possible to talk about developments that significantly increase fuel economy compared to technology, even a few years ago. As such, every penny of fuel cost savings, which constitute the most important expense item after buying a vehicle, becomes very important.
This account arises much faster, especially for people who need vehicles in daily use and who have to fill a tank several times a week.
In other words, you can cover the difference between your initial expenses for a zero vehicle and your budget for a used car (depending on driving frequency) even in a few years. Remember that once this gap is closed, you will have earned more profits on each tank you fill than a used vehicle.
[Total: 1 Average: 5]